Hope 14 Day Money Finder Challenge

14 Day Money Finder Challenge

Find an Extra $200
in Just Two Weeks
With Hope

Day 3: Don’t Overspend On Your Bills

Money Finder Challenge

TODAY’S TASK: Write down the categories you listed yesterday and decide how much you want to spend in each category next month—based on areas you’ve determined you could cut back in.


So you’ve listed your monthly expenses, and now it’s time to find ways you could cut back.

Here are a few of my tips to get you started:

  • Cut cable. It’s time to consider how much you’re spending on cable. We’ll tackle this in more detail next week, but for now consider this: the average price for cable TV is $107 a month—which adds up to over $1,200 a year!1 How many of those channels do you actually watch?
  • Get LED light bulbs. It’s a bigger investment on the front end, but you’ll see a difference in your electric bill for years to come.
  • Mow your own lawn. If you’re paying a landscaping company to cut the grass, this is an easy way to quickly save money. By cutting your own grass, you’ll save money and get some good exercise!

Where else can you cut back?

Now, let’s plan ahead. How much do you want to spend in each of these categories next month?

Mortgage/Rent: $____________
HOA: $_____________
Water: $___________
Electric: $______________
Natural Gas: $______________
Cable: $______________
Phone: $___________
Lawn Care: $_____________
Other: $_________________

Compare these numbers to those you entered for last month’s spending (in yesterday’s task). How much extra money did you find? If you entered your planned amount for housing into HOPE Budget Manager yesterday, reduce it accordingly to reflect your newfound savings!

Share on Social Media!

Use #HopeMoneyChallenge to share your progress 

Hope 14 Day Money Finder Challenge
Hope 14 Day Money Finder Challenge
Hope 14 Day Money Finder Challenge
Hope 14 Day Money Finder Challenge

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